About the Owner

David Bailey

About us

Learn About David Bailey

After graduating from Norwich Military University in 1983, I began working as an apprentice appraiser and licensed real estate agent in my family owned and operated business. Working in the family business allowed me to learn the appraisal and real estate businesses from the inside out and gave me the opportunity to take them over in 1987.

After becoming a NYS Licensed Real Estate Broker, I received my certification as a licensed NYS Certified General Appraiser, NYS Certified Residential Appraiser, and NYS Certified Residential Instructor. In 1988, while continuing to work as an appraiser, I became a Registered Mortgage Broker. I felt there was a lack of true professionalism in the mortgage industry that people could turn to for honest advice, so I decided to create my own company, The Mortgage Outlet. A true professional looks at each client's situation individually, matching the needs of the borrower with the right lender. I had a vision that by educating my clients and providing them with superior service, I would be able to create loyal clients for life. Having an appraisal and real estate background also gave me a better understating of the complexities involved in each mortgage transaction. My philosophy, "creating loyal clients for life" is the best form of advertising" has allowed me to spend more than 23 years working successfully in the mortgage industry.

The Mortgage Outlet offers our clients the same loan programs that larger lenders offer. The difference is we provide the best personalized service that is unmatched in today's mortgage industry. Throughout your transaction you will have direct contact with me, David Bailey, from the time of application until closing. As a small company, every single transition is important to us and receives the same high quality professionalism superior customer service that our clients deserve. I underwrite and oversee every file and your file is never handed off to someone else. This is what separates The Mortgage Outlet from other lenders. Whether you are a Buyer, Seller, or Real Estate Professional, choosing the Mortgage Outlet as your advocate brings you one step closer to closing your deal.